I've had terrible luck with Wells Fargo (they are the worst, the absolute worst) but I'm in the middle of an application process that could potentially lower my rates. Of course, the entire time Wells Fargo has dragged their heels and are trying to use my current debt (i.e. the student loan they have) against me so I can't get a better interest ray (fuckin' cunts).
BUT I'm sending out energy and prayers that maybe, just maybe the universe and God will smile down upon me and help me get something amazing like a 7% (or lower!) fixed interest rate. If you're in any way spiritual or religious send a prayer out for me?
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